Home Loans
How long would it take you to search 100’s of loans from over 25 different Lenders?
We can do it in Minutes! Let us do the hard work for you. With our unique Finance software platform, our Lending Managers will search hundreds of loans from our panel of lenders and find the one that’s right for you.
Your needs and situation are like no one else’s.
A home loan deal that saves your neighbour money might not be the most appropriate deal for you. That’s why our Finance software platform comparison tool and the experience of our Lending Managers really make a difference.
An EZFinance Lending Manager will identify your specific borrowing requirements, then use our Finance software platform to compare hundreds of home loans against those requirements. An hour with an EZFinance Lending Manager could save you thousands in the long run.
From the moment you choose a mortgage, your EZFinance Lending Manager will walk you through the entire home loan process, from application to settlement and beyond. They’ll also show you where to sign and explain exactly what you’re signing.
The types of Home Loans on offer in the market these days are almost endless, - take a look, -
Variable Loans, Fixed loans from 1 to 10 years, principal and interest loans, Interest only Loans, Investment Loans, Bridging Loans, construction Loans, Line of Credit Loans, Lo-Doc Loans, Full Doc loans, Business Loans, Commercial Loans, Professional Package Loans, Reverse Mortgages, No-Doc Loans, Basic Variable Loans, Discounted Variable Loans, Honeymoon rate Loans, Top-up Loans, Refinance Loans, non conforming Loans, Split Home Loans, short term loans and Private Finance.
When you work out which is the best loan for you, all you need then is to find the right bank or Lender which has the best interest rate, lowest fees, convenient locations with perhaps internet access! The list goes on, but that is where EZFinance can help you through the maze, - quickly.
EZFinance Lending Managers can assist you either face to face (where possible) or by phone and email. It is also becoming more and more popular to complete a finance application online and have it approved promptly thru our Finance software platform.
Under the new National Consumer Credit Protection act any loan that is predominately used for residential or personal use will be assessed as a coded loan. This applies to investment and owner occupied properties.
The EXCEPTION to this rule is if the borrower is a Company / Trust
Essentially, this means is that in all cases the Bank/funder and the broker will now be required by law to be comfortable that the borrower can service any debt.
