With the many advancements in technology, more and more people are communicating and buying things online. Finance has now evolved whereby you can organise, prepare and submit a finance application online, through EZFinance. This is safe, quick and easy, from the comfort of your own home.
EZFinance is an Australian National Finance company, licensed through ASIC and we are linked in with most major banks, non banks and many Private funders. Our Software system also has direct links to many of these banks which allows us to not only load your application directly into their system for approval, but also gives us the ability to peruse each banks lending policies and guidelines, which ensures that we are giving you the right options when it comes to which banks would look upon your personal and financial situation favourably. (according to their own policies and guidelines)
Once you have completed the "contact us" link and given your basic scenario to us (or called the national 1300 number to discuss your requirements) we swiftly work out how much you can borrow, which Lender has the best finance package for you, email the appropriate application to you, assist you to complete the application either online or over the phone,- then when we receive the completed application from you with all the supporting documents, we will "Pre-Assess" your application to ensure it is correct. We will then submit the qualified application to the selected Lender in the best possible light. It's that "EZ" Click HERE to get started!
This is a general overview to help you better understand and anticipate the processes involved in applying for a loan. As a guide it should be considered as an approximation only, as each individual’s situation will be evaluated on merit. I hope you find it useful.
1. In the initial instance we would discuss with you, your needs as above. We will assess each loan option against your requirements and explain the advantages of one loan over another, including fees, costs and features.
2. Before submitting an application you will need to provide proof of identity and demonstrate your ability to repay the loan. We will let you know exactly what documents you need to supply and help you complete the application form.We will "Pre-Assess" the application to make sure your application is complete, correct and best meets the lenders policies and guidelines for approval.
3. We will submit the application to the loan provider. They will check all the documentation, arrange mortgage lender’s insurance (if required) and evaluate the property.
4. Once you receive Formal Approval we will explain the documents with you and ensure the accuracy of the details. If the loan meets your expectations, including the amount, the term, the interest rate, the repayments and the fees, and you have met any conditions placed on the loan, we will proceed.
5. The loan is settled when all documents are verified and funds are disbursed to the relevant parties.
Before you can apply for a loan you must first provide documents that prove your identity and your ability to repay. Please email or Fax the items on the checklist below to us along with your completed loan application.
If you need help getting these documents together, please contact us for assistance.
If you wish to refinance an existing home loan please provide:
If you are seeking finance for a new home loan please provide:
You may also need to provide the following:
The whole online process is streamlined, quick and "EZ"
Contact us to enjoy the life YOU deserve. Our Finance team specialize in restructuring your existing debts to make each week more affordable. Whether you want to consolidate, renovate or buy a new car, we are just a phone call or email away.