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We say "yes" even if the bank say "no"
Let us do the hard work for you.Whether you have a low deposit, bad credit, self employed or in a good financial position, let EZ Finance find you the most appropriate loan for your circumstances.There is alot more to getting finance than just finding the cheapest interest rate, because the bank that may have the cheapest rate could have inflated establishment or other fees or their lending policies may not be suitable to your current situation (eg: short term employment, credit default, low deposit, income too low, the property may not be desirable to the bank and the list goes on). SO speak with an EZ Finance expert first, or go to our FORMS DIRECTORY tab on the home page to grab some great info.
Commercial and Business Loans.
Commercial and Busines loans are quite specialized and perhaps even harder to get as the banks and lenders have really tightened up their policies to reduce their risk. The GOOD news is, that many other NEW players are comming into the commercial Finance space every week with their own different set of guidelines which may be more suitable to your needs. Contact an EZFinance advisor today to see how you qualify!
Car and Truck Loans.
There are plenty of options when it comes to vehicle finance and you need to be really careful that you just don't get "Ripped Off". Like all finance, your current financial situation will dictate what type of loan you may qualify for. Whether you have good credit or bad credit, PAYG or self employed; EZFinance have a variety of solutions. As EZFinance are Finance specific (all we do is finance) we have a very large panel of different banks and lenders from which to apply to. We also have some good info on "car yard" finance in our FORMS DIRECTORY on our home page.
Many types of equipment loans are available to suit both new and used items, ranging from simple unsecured loans to more complex loans that allow you to manage tax, gearing and repayments.
The finance method you choose will depend on a number of factors, including whether or not you are carrying existing business or personal debt. Generally speaking, it is better to pay off personal debt first, minimising personal debt as much as possible.
When the world's financial economies went into "melt-down" as a result of the Global Financial Crisis (GFC), one of the hardest sectors to attain finance has been with major construction and development projects.What has become more relevant over the last couple of years is that "the funding sources create the rules, and in order for you to receive funding, you and I have to work within the rules".
Local Banks and Lenders:
Banks and lending institutions within Australia have tightened up their lending policies and guidelines to an extent where their risk is at an absolute minimum when it comes to lending money on major development and construction projects. This can make it very difficult indeed for a developer to get the finance they need to undertake some of these large projects. So what are some of the main factors these banks and lending institutions look for?
Fast Personal Loans
Our Personal Loans are simple, fast and flexible, with interest rates up to 4% lower than the big four banks! (terms and conditions apply) The loan term is up to 5 years for loan amounts between $5,000 and $35,000 and the loan purpose can be for anything worthwhile!
Our online application is very easy and quick – it only takes a few minutes to apply
“There are times in life when you just feel all hope is gone and there is no way to restore or hold on to what you had previously. We were going through one of these times when you fell into our lap and gave us hope. After being told by many institutions there was no possible help for our financial difficulties, I was ready just to give up. Then after one quick phone call with you all hope was restored! You told us you could help, you told us what you could do for us and when you could have it done by. You kept us in the loop by constantly updating us through the entire process. You were always easily contactable and your friendly positive attitude kept me at ease. I have never met anyone, (especially when it comes to accessing funds!) with such a can do attitude. We have put these funds to good use and are looking forward to the future with new found positive attitudes, we are very excited and grateful we can start again without the stress of financial burden.”
Michael Ryder from Ezfinance was fantastic with helping us secure our first and second home loans. He made us feel very comfortable and nothing was ever a problem. He is very professional and extremely friendly. We highly recommend him to anyone looking for the best finance possible on their home loan. We can't thank you enough Michael.
We were referred Peter's name via my parents whom gave a great report regarding his services along with the company.
We choose to use Peter to help us be able to buy our next house; to which we have successfully moved.
I cannot thank Peter enough for the hard work and many countless calls from myself regarding the process and paperwork.
We highly recommend Peter to all our family and friends for their financial needs.
In future, when we are applying for loans or need financial advice we will be calling Peter again to get his advice on the situation/s.
Very happy with the overall outcome.